Complete Fintech Services Portfolio

Edhara's flagship service offers direct, high-availability connectivity to electricity distribution companies (Discoms) across India, with special high-speed integration for the state of Rajasthan:

• Rajasthan State Discoms: AVVNL (Ajmer Vidyut Vitran Nigam Ltd), JVVNL (Jaipur Vidyut Vitran Nigam Ltd), and JdVVNL (Jodhpur Vidyut Vitran Nigam Ltd).
• National Discoms: 70+ state power utilities including UPPCL (Urban & Rural), Tata Power, Adani Electricity, BESCOM, MSEDCL, and PSPCL.
• Real-time Consumer Verification: Instant lookup of consumer name, pending bill amount, and due date via K-Number or Account ID.
• Instant BBPS Receipt: Print compliant customer receipts in 58mm or 80mm thermal formats, or dispatch receipt links via WhatsApp/SMS.
• Zero Consumer Surcharge: 100% free convenience fee for consumers, ensuring maximum customer footfall for your counter.

As an authorized BBPS billing unit under the NPCI framework, Edhara aggregates over 20,000+ national billers into a single unified dashboard:

• Water Bills: Municipal corporations and water boards across India.
• Piped Gas (PNG & Commercial): IGL, Adani Gas, Gujarat Gas, Mahanagar Gas, and all city gas distributors.
• Broadband & Landline: BSNL, Airtel, JioFiber, ACT Fibernet, Hathway, and local cable internet providers.
• FASTag Recharge: Instant toll tag recharge for all banks (SBI, ICICI, Paytm, Axis, IDFC FIRST, Kotak).
• Municipal Property Taxes: Urban local body tax payments and revenue challans.
• Loan EMI & Insurance Premiums: Pay microfinance EMIs, two-wheeler loans, and LIC/General insurance policies.

Transform your storefront into an authorized neighborhood ATM. Customers can withdraw cash, check bank balances, or retrieve a mini-statement using only their 12-digit Aadhaar number and fingerprint biometric:

• Cash Withdrawal (CW): Withdraw up to ₹10,000 per transaction across all Indian banks (SBI, PNB, BOB, HDFC, ICICI, etc.).
• Balance Inquiry & Mini Statement: Instant balance retrieval with last 5 bank account transactions printed on receipt.
• Aadhaar Pay: Accept customer payments beyond ordinary daily AEPS bank limits.
• Device Compatibility: Full plug-and-play driver support for Mantra MFS100, Morpho MSO 1300 E3, Startek FM220, and SecuGen.
• Retailer Earnings: Attractive tiered commissions of up to ₹13 per cash withdrawal credited in real-time.

A vital financial lifeline for migrant workers, families, and rural citizens wanting to remit cash back home instantly:

• Instant IMPS & NEFT Transfer: Funds reflect in beneficiary accounts within 3 seconds, available 24 hours a day, 365 days a year.
• Penny-Drop Bank Account Verification: Automatically fetch and display the registered account holder name before initiating transfer to eliminate incorrect entries.
• Multiple Sender Wallets: Enhanced sender transaction ceilings adhering to RBI PPI (Prepaid Payment Instruments) guidelines.
• Direct SMS Alerts: Senders receive real-time SMS with UTR / RRN banking tracking numbers for complete peace of mind.

Solve ATM cardless cash withdrawal at retail counters. Walk-in customers scan a dynamic QR code using any UPI application (PhonePe, Google Pay, Paytm, CRED, BHIM) and collect physical cash directly from the merchant:

• Zero Cost Hardware: Works directly on your phone, tablet, or existing desktop screen without requiring an expensive POS swipe machine.
• Instant Wallet Settlement: Customer's UPI payment lands immediately in your Edhara wallet with a confirmed transaction token.
• Zero Chargeback Guarantee: Secure PIN-authorized UPI transactions eliminate customer claim fraud.
• Cash Management Advantage: Helps retailers rotate store cash collections without making daily trips to bank branches.

Industry-leading 99.9% uptime on prepaid recharges and bill payments with integrated live circle offer lookup (R-Offer):

• Mobile Networks: Reliance Jio, Bharti Airtel, Vodafone Idea (Vi), and BSNL across all telecom circles.
• DTH Operators: Tata Play, Airtel Digital TV, Dish TV, Sun Direct, and Videocon D2H.
• Live Plan Fetch: Browse full talktime, unlimited 5G, data addons, and annual plans directly inside the recharge screen.
• High Retailer Commission: Earn up to 4.5% flat margin per recharge credited instantly.

Enable customers to settle their credit card balances securely and promptly, avoiding exorbitant late fees and interest charges:

• Card Networks Supported: Visa, MasterCard, RuPay, and American Express cards issued by all major Indian commercial and private banks.
• BBPS Credit Card Gateway: Real-time clearing with official reference token and SMS acknowledgement.
• Attractive Commission: Earn flat commission on high-value settlements.

Become an authorized travel ticketing hub in your locality with zero inventory investment:

• IRCTC Train Reservations: Authorized agency ID for booking general and tatkal train tickets with verified cancellation refunds.
• Pan-India Bus Booking: Seat selection across 2,500+ private luxury coaches (Volvo, AC Sleeper) and state RTCs (RSRTC, HRTC, UPSRTC).
• Flight Tickets: Domestic and international flight search with competitive agent airfares.
• Hotel Stays: Over 100,000+ verified partner hotels across India.

Edhara is proud to partner with the Government of Rajasthan's Department of Information Technology & Communication (DoIT&C) on the flagship E-Mitra project:

• G2C Digital Delivery: Authorized kiosk connectivity enabling citizens to apply for state certificates (Caste, Domicile, Income, Minority).
• Discom Bill Counter Integration: Seamless collection of AVVNL, JVVNL, and JdVVNL electricity and water payments at grassroot village and ward levels.
• Panchayat & Ward Reach: Empowering local youth and entrepreneurs across all 33 districts of Rajasthan to establish sustainable self-employment.
• Direct Portal Access: Integrated authentication bridging state government portals with Edhara's high-speed financial switch.